Finance

Impact of Personal Data Protection Bill on the Health Insurance Market

July 10, 2021

While the introduction of this bill is in the right direction, certain provisions are a cause for concern as they seek to provide blanket powers to the state. Additionally, provisions for data localisation, cross border data transfer restrictions and compliances are expected to add a significant financial burden on insurers.

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Tax Cuts, or Deficit Much?

June 10, 2021

Somewhere between the policy’s pro-business intentions to its pro-big businesses approach, the principles of equality has been lost

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Insurance 2:0: The Role of InsurTech is transforming the industry landscape

March 4, 2021

With new InsurTech players in the market like Acko, Digit and PolicyBazaar disrupting the insurance industry, traditional insurers must prioritize digital transformation to keep pace.

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Understanding Cyclicality of Fiscal Policy, High Fiscal Deficit in Union Budget 2021-22: Implications on Inflation

February 7, 2021

In sum, revenue contraction, expenditure-side stimulus measures, and low denominator GDP – these three factors have collectively contributed to the high fiscal deficit in 2020-21 RE.

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BRING BACK THE LIQUIDITY

January 13, 2020

The ability of a bank to absorb losses on its capital is compromised when its Capital Adequacy Ratio (CAR) is low. India, amongst its G-20 peers, falls on the lower side of the ratio as a proportion to risky assets.

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Financial crisis

LESSONS FROM THE FINANCIAL CRISIS FOR TODAY’S MANAGERS

June 15, 2019

What is this financial crisis? How it has impacted the world economy as well as India’s? How it has impacted a common man, a housewife, and a college going student? What are the lessons for today’s aspiring managers?

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Financial crisis

LESSONS FROM THE FINANCIAL CRISIS FOR TODAY’S MANAGERS

May 12, 2019

What is this financial crisis? How it has impacted the world economy as well as India’s? How it has impacted a common man, a housewife, and a college going student? What are the lessons for today’s aspiring managers?

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Banking Crisis and Trilateral tussle between RBI, Government and NBFCs

March 14, 2019

The major catalyst for any country’s economy is the banking sector. It is the major source of financial resources for capital-intensive sectors such as infrastructure, automobiles, iron and steel, industrials and high-growth sectors such as pharmaceuticals, healthcare and consumer discretionary.

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RBI logo

KYC: Know Your Central bank

February 14, 2019

Yet another resignation of the Central bank’s Governor, Urjit Patel, mentioning “personal reasons” especially during the time when the tussle between the Central Government and RBI is evident, has surely raised many eyebrows. Earlier, Former RBI Governor Raghuram Rajan had resigned on 4 September 2016 as the 23rd Governor of India’s Central bank without willing […]

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RBI

The “STANCE” change -Bidisha Bhattacharya

February 10, 2019

The decision taken by the Central Bank on Thursday, 7th of February not only did surprise economists but market watchers as well. Whereas the unanimous decision of changing the monetary policy stance from ‘calibrated tightening’ to ‘neutral’ seemed plausible, the cutting of the repurchase rate by 25 basis points didn’t quite seem a sine qua […]

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