The Fintech Saga

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Financial Technology aka Fintech refers to the deployment of new technology and innovation to enhance the delivery of financial services. In comparison to the state-of-the-art technology at play in sectors like manufacturing, IT services etc, it is clear that Financial services is clearly lagging behind in the efficient use of […]

Finding a connection between Economic Freedom and Economic Equality

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Abhishek Dilip Dudhal is an alumnus of Veermata Jijabai Technological Institute. Sagar Nilay Mahajan works with PwC India. Economic analysis has been evolving during the past few decades with the increase in computational power, which has given rise to a variety of mathematical tools such as statistical modelling and machine […]

Indian Farmer

Is Agricultural Credit Indian Subprime Story?

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If one has to pick an Indian equivalent of USA’s 2007-08 national banking emergency ‘subprime mortgage crisis’ it would definitely be the biggest component of targeted or priority sector lending programme: Agricultural Credit. Although the share of agriculture in Gross Bank Credit(GBC) in India at present is not as high […]